Banking basics: accounts, fees and safety

Videos in this playlist

1. 1Bank Accounts - Personal Finance Tips | Federal Trade CommissionFTCvideosPlay from here Loop
2. 2Are credit unions better than big banks?Two CentsPlay from here Loop
3. 3Banks vs Credit Unions: What's The Difference And Better Choice? | NerdWalletNerdWalletPlay from here Loop
4. 4What Do Banks Do?Marginal Revolution UniversityPlay from here Loop
5. 5Banks vs. Alternatives | Personal Finance 101Federal Reserve Bank of St. LouisPlay from here Loop
6. 6Neobanks Explained: Why It's Not a Bank | NerdWalletNerdWalletPlay from here Loop
7. 7How do I know that my money is safe? | Money MattersBank of EnglandPlay from here Loop
8. 8Who pays the price when a bank goes bust?Bank of EnglandPlay from here Loop
9. 9How to choose the best bank accountWhich?Play from here Loop
10. 10Helpful Tips When Shopping for a New Bank | NerdWalletNerdWalletPlay from here Loop
11. 11Where’s the best place to put my money? | Money MattersBank of EnglandPlay from here Loop
12. 12The 4 Savings Accounts Everyone Needs | The Financial DietThe Financial DietPlay from here Loop
13. 13Is the Savings Account Dead?Two CentsPlay from here Loop
14. 14Where To Park Your Cash | NerdWalletNerdWalletPlay from here Loop
15. 15Saving vs Investing: The Smartest Place For Your Money | NerdWalletNerdWalletPlay from here Loop
16. 16CD Accounts Explained | Finance 101NerdWalletPlay from here Loop
17. 174 Things You Need To Know About CDs | NerdWalletNerdWalletPlay from here Loop
18. 18How Inflation Impacts Your Bank Account | NerdWalletNerdWalletPlay from here Loop
19. 19Real Interest Rates | Personal Finance 101Federal Reserve Bank of St. LouisPlay from here Loop
20. 20Cashing a Paycheck - Personal Finance Tips | Federal Trade CommissionFTCvideosPlay from here Loop
21. 21Cashier's Check Explained: How To Pay Bills Securely | NerdWalletNerdWalletPlay from here Loop
22. 22Prepaid Cards - Personal Finance Tips | Federal Trade CommissionFTCvideosPlay from here Loop
23. 23Prepaid protections — consumerfinance.govcfpbvideoPlay from here Loop
24. 24How do digital payments work? | Money MattersBank of EnglandPlay from here Loop
25. 25Mobile Banking Safety: How to Protect Your Finances Online | NerdWalletNerdWalletPlay from here Loop
26. 26Should Couples Share Bank Accounts? - Joint Accounts ExplainedNerdWalletPlay from here Loop
27. 27How Can I Avoid Hidden Fees?Two CentsPlay from here Loop
28. 28Banks are Ditching Overdraft FeesNerdWalletPlay from here Loop
29. 29Payday Lending - Personal Finance Tips | Federal Trade CommissionFTCvideosPlay from here Loop
30. 30Payday Loans Explained — consumerfinance.govcfpbvideoPlay from here Loop
31. 31You need $500. How should you get it?VoxPlay from here Loop
32. 32Car Title Loans - Personal Finance Tips | Federal Trade CommissionFTCvideosPlay from here Loop

What does a bank account actually do for me?

It gives you a safe place to keep money, receive your pay and pay bills without carrying cash. Savings accounts and certificates of deposit pay some interest. In many countries deposits are protected up to a limit by a government scheme, so check whether your bank or credit union is covered.

How can RepeatWatch help me learn this?

Treat Play all on repeat as a short course and watch a few videos a day. Slow a video to 0.75× to note fees and account features, A–B loop the part on overdrafts or deposit protection, and save the steps for comparing banks on keys 1–9 so you can jump back while you shop around.