Budgeting for beginners, step by step

Videos in this playlist

1. 1Budgeting Basics!Two CentsPlay from here Loop
2. 2Budgeting 101: A Roadmap to Financial SuccessFederal Reserve Bank of St. LouisPlay from here Loop
3. 3Budgeting Basics: How to Create a Budget and Stick to It | Finance 101NerdWalletPlay from here Loop
4. 4Making a BudgetMoneyHelperPlay from here Loop
5. 5Cash Flow Explained | How to Control Your SpendingNerdWalletPlay from here Loop
6. 6Identifying Your Personal Budgeting Style | VanguardVanguardPlay from here Loop
7. 7How to Create a 50/30/20 Budget | VanguardVanguardPlay from here Loop
8. 8How to Create a Zero-based Budget | VanguardVanguardPlay from here Loop
9. 9How to Create the Envelope Budget | VanguardVanguardPlay from here Loop
10. 10How to Create a Pay Yourself First Budget | VanguardVanguardPlay from here Loop
11. 114 Budgeting Systems You Need to KnowNerdWalletPlay from here Loop
12. 12The One Simple Budgeting Method That Changed My LifeHumphrey YangPlay from here Loop
13. 137 Places Your Money Needs To Go (Save Money Fast)Humphrey YangPlay from here Loop
14. 14Do This Every Time You Get Paid (5 Step Paycheck Routine) | NerdWalletNerdWalletPlay from here Loop
15. 15Budget Smarter: 4 Free Templates To Track Your Finances | NerdWalletNerdWalletPlay from here Loop
16. 16Your First Move Out Budget ChecklistNerdWalletPlay from here Loop
17. 17Why An Annual Budget Check In Improves Your Finances | NerdWalletNerdWalletPlay from here Loop
18. 18It's Time to Update Your BudgetNerdWalletPlay from here Loop
19. 19How to Choose Between Competing Financial Priorities (Determining the Winner)The Money Guy ShowPlay from here Loop
20. 20How To Budget When Money Stresses You Out | The 15 Minute BudgetThe Financial DietPlay from here Loop
21. 21How To Budget When You're An Emotional Spender | The 15 Minute BudgetThe Financial DietPlay from here Loop
22. 22How To Budget When You’re Completely Burnt Out | The 15 Minute BudgetThe Financial DietPlay from here Loop
23. 23How To Budget Against Lifestyle InflationThe Financial DietPlay from here Loop
24. 24How I Budget After Growing Up PoorThe Financial DietPlay from here Loop
25. 25I’m A Recovering Emotional Spender — Here’s How I BudgetThe Financial DietPlay from here Loop
26. 26Living on a squeezed incomeMoneyHelperPlay from here Loop
27. 27Dealing with emotional spending – Catherine’s storyMoneyHelperPlay from here Loop
28. 285 Ways People Are Dumb With MoneyTwo CentsPlay from here Loop
29. 2911 Things I Cut from My Budget And Don't Miss At All | The Financial DietThe Financial DietPlay from here Loop
30. 30No Spend Challenge: The SECRET To Resetting Your Finances | NerdWalletNerdWalletPlay from here Loop

What is a budget, in plain words?

A budget is a plan for the money you expect to receive. You list what comes in, what must go out, such as rent, food and bills, and decide ahead of time where the rest goes, including savings. It works at any income, and it tells you early when something has to change.

How do I use RepeatWatch to build my first budget?

Play the explainers first, then pause on a method video and set up your own numbers alongside it. Slow a video to 0.75× while you copy the steps, save the steps of a method on keys 1–9, and A–B loop the part you find hardest, such as how zero-based budgeting assigns every unit of money.