Frugal living: spend less, live well
Quick answer
Frugal living means spending on what matters and cutting what does not. Two Cents explains hidden costs, The Financial Diet and NerdWallet share tested ways to save on groceries, phones and energy, and MoneyHelper covers living on a squeezed income. Press Play all on repeat for ideas, and A–B loop a tip you want to try.
Videos in this playlist
- 1
The HIDDEN COSTS of Every Decision You Make!Two CentsPlay from here Loop - 2
Why It's More Expensive To Be PoorTwo CentsPlay from here Loop - 3
The "Growing Up Poor" TaxThe Financial DietPlay from here Loop - 4
9 Lifestyle Changes That Let You Feel Rich At Any IncomeThe Financial DietPlay from here Loop - 5
Why Everything Is So Cheap (But So Expensive)The Financial DietPlay from here Loop - 6
How Can I Save Money on Groceries?Two CentsPlay from here Loop - 7
9 Reasons Your Grocery Bill Is So High (And How To Lower It)The Financial DietPlay from here Loop - 8
6 Strategic Ways to Save on Groceries | NerdWalletNerdWalletPlay from here Loop - 9
Cut the cost of your supermarket shopMoneyHelperPlay from here Loop - 10
10 Things You Should Never Buy At The Grocery Store | The Lifestyle FixThe Financial DietPlay from here Loop - 11
11 Money-Saving Domestic Habits You Should Master | The Financial DietThe Financial DietPlay from here Loop - 12
11 Creative Ways To Save Even More Money | The Financial DietThe Financial DietPlay from here Loop - 13
7 Ways You Haven’t Tried To Save Money | The Financial DietThe Financial DietPlay from here Loop - 14
15 Things We've Bought That Actually Save Us Money | The Financial DietThe Financial DietPlay from here Loop - 15
My 7 Dirt-Cheap Solutions to Potentially-Expensive ProblemsThe Financial DietPlay from here Loop - 16
I Saved by Switching to a Budget Cell Phone Plan - Should You? | NerdWalletNerdWalletPlay from here Loop - 17
What To Buy Every Month To Save | NerdWalletNerdWalletPlay from here Loop - 18
No Spend Challenge: The SECRET To Resetting Your Finances | NerdWalletNerdWalletPlay from here Loop - 19
How to Do a 52-week Money Challenge | NerdWalletNerdWalletPlay from here Loop - 20
Does Using Only Cash Work For Saving Money? Here's What Happened | NerdWalletNerdWalletPlay from here Loop - 21
How To Save Money On Road TripsNerdWalletPlay from here Loop - 22
How To Combat Rising Gas Prices | NerdWalletNerdWalletPlay from here Loop - 23
Cut your laundry costs by £100 a year - Which?Which?Play from here Loop - 24
Air Fryer vs. Oven: Which Saves More Money on Energy Bills? - Which?Which?Play from here Loop - 25
9 Hacks for Moving on a Budget!Two CentsPlay from here Loop - 26
The Hidden Cost of Joining a GymTwo CentsPlay from here Loop - 27
The Real Cost of Bottled WaterTwo CentsPlay from here Loop - 28
Can You Really Save Money by Going Green? (And How Much?)Two CentsPlay from here Loop - 29
11 Things I Cut from My Budget And Don't Miss At All | The Financial DietThe Financial DietPlay from here Loop - 30
7 Costly Things You're Doing Way Too Much | The Financial DietThe Financial DietPlay from here Loop - 31
9 Things To Stop Spending On By 30The Financial DietPlay from here Loop - 32
8 Things I Regret Buying For My First Apartment | The Financial DietThe Financial DietPlay from here Loop - 33
How To Stop Overspending On Things You Don't NeedThe Financial DietPlay from here Loop - 34
How Cars Keep You POOR!Two CentsPlay from here Loop - 35
5 Ways People Are Dumb With MoneyTwo CentsPlay from here Loop - 36
Why “Buy one, get one free” isn’t a great dealVoxPlay from here Loop - 37
Why You Spend So Much Money At CostcoCNBC Make ItPlay from here Loop - 38
Why You Spend So Much Money At Trader Joe'sCNBC Make ItPlay from here Loop - 39
Living on a squeezed incomeMoneyHelperPlay from here Loop
Is frugal living just being cheap?
No. Being frugal means deciding what you value and spending less on the rest, not going without everything. It often starts with the big regular costs, such as food, transport, phone and energy bills, where small changes repeat every month and add up over a year.
How do I turn these videos into real savings?
Pick one area at a time. A–B loop a grocery or energy tip, slow it to 0.75× to write a list, and save the steps of a no-spend or 52-week challenge on keys 1–9. Play all on repeat over a week and track what you actually saved.
Frequently asked questions
Do these tips work if I already have very little?
Some will and some will not. When money is tight, focus on essentials first, then look for help you are entitled to. MoneyHelper's "Living on a squeezed income" and Two Cents' "Why It's More Expensive To Be Poor" explain this honestly. Prices, shops and support schemes differ by country.
Which savings usually matter most?
For many households, the biggest wins come from regular costs such as housing, transport, food and phone plans, not small treats. Any savings figures in the videos are examples from the presenters' own lives or countries, so check your own bills before deciding what to change.