How to save money, step by step
Quick answer
This playlist starts with why and where to save, with the St. Louis Fed's "Ways to Save" and NerdWallet on savings accounts and CDs, then moves to everyday costs: groceries, energy, phones and cars, from Two Cents and MoneyHelper. Use Play all on repeat as a course, and Repeat one on a tip you want to apply.
Videos in this playlist
- 1
Ways to Save - No-Frills Money SkillsFederal Reserve Bank of St. LouisPlay from here Loop - 2
Saving vs Investing: The Smartest Place For Your Money | NerdWalletNerdWalletPlay from here Loop - 3
How Much of Your Paycheck Should You Save? (With Data)Humphrey YangPlay from here Loop - 4
How Much You Should ACTUALLY SaveThe Money Guy ShowPlay from here Loop - 5
Learn how to Save Like Mike this America Saves Week— consumerfinance.govcfpbvideoPlay from here Loop - 6
Grow Your Savings With These 10 Budgeting Tips | NerdWalletNerdWalletPlay from here Loop - 7
How to Do a 52-week Money Challenge | NerdWalletNerdWalletPlay from here Loop - 8
What You Need To Know About CDs (Certificates of Deposit)NerdWalletPlay from here Loop - 9
CD Accounts Explained | Finance 101NerdWalletPlay from here Loop - 10
CD Ladder Explained: 3 Strategies To Increase Your Savings | NerdWalletNerdWalletPlay from here Loop - 11
Financial Tips for Military Families: SavingFINRAPlay from here Loop - 12
How Can I Save Money on Groceries?Two CentsPlay from here Loop - 13
6 Strategic Ways to Save on Groceries | NerdWalletNerdWalletPlay from here Loop - 14
Cut the cost of your supermarket shopMoneyHelperPlay from here Loop - 15
Cut the cost of cookingMoneyHelperPlay from here Loop - 16
How to switch gas and electric supplierMoneyHelperPlay from here Loop - 17
How to use less energyMoneyHelperPlay from here Loop - 18
How Can I Avoid Hidden Fees?Two CentsPlay from here Loop - 19
How Your Cellphone Is Ripping You Off!Two CentsPlay from here Loop - 20
I Saved by Switching to a Budget Cell Phone Plan - Should You? | NerdWalletNerdWalletPlay from here Loop - 21
How Eating Out Keeps You Poor!Two CentsPlay from here Loop - 22
How Cars Keep You POOR!Two CentsPlay from here Loop - 23
The Hidden Cost of Joining a GymTwo CentsPlay from here Loop - 24
How Social Media Keeps You Poor!Two CentsPlay from here Loop - 25
How to stop spending money on the goMoneyHelperPlay from here Loop - 26
11 Creative Ways To Save Even More Money | The Financial DietThe Financial DietPlay from here Loop - 27
11 Money-Saving Domestic Habits You Should Master | The Financial DietThe Financial DietPlay from here Loop - 28
5 Small Changes That Save Me 20% Of My IncomeThe Financial DietPlay from here Loop - 29
6 Ways You’re Losing Money Without Realizing It | The Financial DietThe Financial DietPlay from here Loop - 30
3 Lessons From My No-Buy Year That Totally Changed My FinancesThe Financial DietPlay from here Loop - 31
Does Using Only Cash Work For Saving Money? Here's What Happened | NerdWalletNerdWalletPlay from here Loop - 32
What To Buy Every Month To Save | NerdWalletNerdWalletPlay from here Loop
How much of my income should I save?
There is no single right number. Many educators suggest starting with any amount you can repeat every payday, even a small one, then raising it as debts shrink or income grows. The habit matters more than the size at first. Automating a transfer on payday makes it much easier to keep going.
How do I use RepeatWatch to turn tips into habits?
Watch one cost area at a time, such as food or energy, and slow the video to 0.75× while you write down the changes you will try. Save each tip on keys 1–9 so you can jump back to it, and replay the playlist on repeat while you cook or tidy.
Frequently asked questions
Where should I keep money I am saving?
Somewhere safe, separate from everyday spending and easy to reach when you need it, usually an insured savings account at a bank or credit union. Deposit insurance, account types and interest rates differ by country, so check the protection rules where you live before choosing.
Is saving the same as investing?
No. Saving keeps money safe for short-term goals and emergencies. Investing puts money at risk for possible long-term growth, and its value can fall. NerdWallet's "Saving vs Investing" explains the difference. Most people build savings first, then invest money they will not need for years.
Is this financial advice?
No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation. Rules, accounts and products differ by country, so for personal decisions consider a qualified, regulated adviser or a free, government-backed money service.