How to save money, step by step

Quick answer

This playlist starts with why and where to save, with the St. Louis Fed's "Ways to Save" and NerdWallet on savings accounts and CDs, then moves to everyday costs: groceries, energy, phones and cars, from Two Cents and MoneyHelper. Use Play all on repeat as a course, and Repeat one on a tip you want to apply.

Play all on repeat

Videos in this playlist

  1. 1Ways to Save - No-Frills Money SkillsWays to Save - No-Frills Money SkillsFederal Reserve Bank of St. LouisPlay from here Loop
  2. 2Saving vs Investing: The Smartest Place For Your Money | NerdWalletSaving vs Investing: The Smartest Place For Your Money | NerdWalletNerdWalletPlay from here Loop
  3. 3How Much of Your Paycheck Should You Save? (With Data)How Much of Your Paycheck Should You Save? (With Data)Humphrey YangPlay from here Loop
  4. 4How Much You Should ACTUALLY SaveHow Much You Should ACTUALLY SaveThe Money Guy ShowPlay from here Loop
  5. 5Learn how to Save Like Mike this America Saves Week— consumerfinance.govLearn how to Save Like Mike this America Saves Week— consumerfinance.govcfpbvideoPlay from here Loop
  6. 6Grow Your Savings With These 10 Budgeting Tips | NerdWalletGrow Your Savings With These 10 Budgeting Tips | NerdWalletNerdWalletPlay from here Loop
  7. 7How to Do a 52-week Money Challenge | NerdWalletHow to Do a 52-week Money Challenge | NerdWalletNerdWalletPlay from here Loop
  8. 8What You Need To Know About CDs (Certificates of Deposit)What You Need To Know About CDs (Certificates of Deposit)NerdWalletPlay from here Loop
  9. 9CD Accounts Explained | Finance 101CD Accounts Explained | Finance 101NerdWalletPlay from here Loop
  10. 10CD Ladder Explained: 3 Strategies To Increase Your Savings | NerdWalletCD Ladder Explained: 3 Strategies To Increase Your Savings | NerdWalletNerdWalletPlay from here Loop
  11. 11Financial Tips for Military Families: SavingFinancial Tips for Military Families: SavingFINRAPlay from here Loop
  12. 12How Can I Save Money on Groceries?How Can I Save Money on Groceries?Two CentsPlay from here Loop
  13. 136 Strategic Ways to Save on Groceries | NerdWallet6 Strategic Ways to Save on Groceries | NerdWalletNerdWalletPlay from here Loop
  14. 14Cut the cost of your supermarket shopCut the cost of your supermarket shopMoneyHelperPlay from here Loop
  15. 15Cut the cost of cookingCut the cost of cookingMoneyHelperPlay from here Loop
  16. 16How to switch gas and electric supplierHow to switch gas and electric supplierMoneyHelperPlay from here Loop
  17. 17How to use less energyHow to use less energyMoneyHelperPlay from here Loop
  18. 18How Can I Avoid Hidden Fees?How Can I Avoid Hidden Fees?Two CentsPlay from here Loop
  19. 19How Your Cellphone Is Ripping You Off!How Your Cellphone Is Ripping You Off!Two CentsPlay from here Loop
  20. 20I Saved by Switching to a Budget Cell Phone Plan - Should You? | NerdWalletI Saved by Switching to a Budget Cell Phone Plan - Should You? | NerdWalletNerdWalletPlay from here Loop
  21. 21How Eating Out Keeps You Poor!How Eating Out Keeps You Poor!Two CentsPlay from here Loop
  22. 22How Cars Keep You POOR!How Cars Keep You POOR!Two CentsPlay from here Loop
  23. 23The Hidden Cost of Joining a GymThe Hidden Cost of Joining a GymTwo CentsPlay from here Loop
  24. 24How Social Media Keeps You Poor!How Social Media Keeps You Poor!Two CentsPlay from here Loop
  25. 25How to stop spending money on the goHow to stop spending money on the goMoneyHelperPlay from here Loop
  26. 2611 Creative Ways To Save Even More Money | The Financial Diet11 Creative Ways To Save Even More Money | The Financial DietThe Financial DietPlay from here Loop
  27. 2711 Money-Saving Domestic Habits You Should Master | The Financial Diet11 Money-Saving Domestic Habits You Should Master | The Financial DietThe Financial DietPlay from here Loop
  28. 285 Small Changes That Save Me 20% Of My Income5 Small Changes That Save Me 20% Of My IncomeThe Financial DietPlay from here Loop
  29. 296 Ways You’re Losing Money Without Realizing It | The Financial Diet6 Ways You’re Losing Money Without Realizing It | The Financial DietThe Financial DietPlay from here Loop
  30. 303 Lessons From My No-Buy Year That Totally Changed My Finances3 Lessons From My No-Buy Year That Totally Changed My FinancesThe Financial DietPlay from here Loop
  31. 31Does Using Only Cash Work For Saving Money? Here's What Happened | NerdWalletDoes Using Only Cash Work For Saving Money? Here's What Happened | NerdWalletNerdWalletPlay from here Loop
  32. 32What To Buy Every Month To Save | NerdWalletWhat To Buy Every Month To Save | NerdWalletNerdWalletPlay from here Loop

How much of my income should I save?

There is no single right number. Many educators suggest starting with any amount you can repeat every payday, even a small one, then raising it as debts shrink or income grows. The habit matters more than the size at first. Automating a transfer on payday makes it much easier to keep going.

How do I use RepeatWatch to turn tips into habits?

Watch one cost area at a time, such as food or energy, and slow the video to 0.75× while you write down the changes you will try. Save each tip on keys 1–9 so you can jump back to it, and replay the playlist on repeat while you cook or tidy.

Frequently asked questions

Where should I keep money I am saving?

Somewhere safe, separate from everyday spending and easy to reach when you need it, usually an insured savings account at a bank or credit union. Deposit insurance, account types and interest rates differ by country, so check the protection rules where you live before choosing.

Is saving the same as investing?

No. Saving keeps money safe for short-term goals and emergencies. Investing puts money at risk for possible long-term growth, and its value can fall. NerdWallet's "Saving vs Investing" explains the difference. Most people build savings first, then invest money they will not need for years.

Is this financial advice?

No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation. Rules, accounts and products differ by country, so for personal decisions consider a qualified, regulated adviser or a free, government-backed money service.