Bonds and lower-risk investments, explained

Quick answer

Not all money belongs in stocks. Investor.gov and the St. Louis Fed explain what bonds are, Charles Schwab and Khan Academy show how interest rates move bond prices, and NerdWallet covers Treasury bills and CDs. Ben Felix explains what lower risk costs. Press Play all on repeat, or A–B loop the hardest part.

Play all on repeat

Videos in this playlist

  1. 1What Are Bonds?What Are Bonds?U.S. Securities and Exchange CommissionPlay from here Loop
  2. 2Understanding Bonds - No-Frills Money SkillsUnderstanding Bonds - No-Frills Money SkillsFederal Reserve Bank of St. LouisPlay from here Loop
  3. 3Bonds | Using Debt to InvestBonds | Using Debt to InvestThe Plain BagelPlay from here Loop
  4. 4Investing Basics: BondsInvesting Basics: BondsCharles SchwabPlay from here Loop
  5. 5What's the Difference Between Bonds and Stocks?What's the Difference Between Bonds and Stocks?Charles SchwabPlay from here Loop
  6. 6Intro to the Bond MarketIntro to the Bond MarketMarginal Revolution UniversityPlay from here Loop
  7. 7How the Bond Market WorksHow the Bond Market WorksCharles SchwabPlay from here Loop
  8. 8Relationship between bond prices and interest rates | Finance & Capital Markets | Khan AcademyRelationship between bond prices and interest rates | Finance & Capital Markets | Khan AcademyKhan AcademyPlay from here Loop
  9. 9How Do Interest Rates Affect Bonds?How Do Interest Rates Affect Bonds?Morningstar, Inc.Play from here Loop
  10. 10What is the Bond Market & How Does it Work? | Office Hours with Gary GenslerWhat is the Bond Market & How Does it Work? | Office Hours with Gary GenslerU.S. Securities and Exchange CommissionPlay from here Loop
  11. 11The U.S. Treasury Markets Explained | Office Hours with Gary GenslerThe U.S. Treasury Markets Explained | Office Hours with Gary GenslerU.S. Securities and Exchange CommissionPlay from here Loop
  12. 12What is the Yield Curve, and Why is it Flattening?What is the Yield Curve, and Why is it Flattening?The Plain BagelPlay from here Loop
  13. 13Understanding the Yield CurveUnderstanding the Yield CurveCharles SchwabPlay from here Loop
  14. 14Bond. Savings Bond.Bond. Savings Bond.Two CentsPlay from here Loop
  15. 15T-Bills Explained: Do THIS To Invest With Treasury BillsT-Bills Explained: Do THIS To Invest With Treasury BillsNerdWalletPlay from here Loop
  16. 16How To Buy A Treasury Bill For Beginners | NerdWalletHow To Buy A Treasury Bill For Beginners | NerdWalletNerdWalletPlay from here Loop
  17. 17What Are Bond Ladders?What Are Bond Ladders?Charles SchwabPlay from here Loop
  18. 18CD Accounts Explained | Finance 101CD Accounts Explained | Finance 101NerdWalletPlay from here Loop
  19. 19CD Accounts Explained: Use For Strong Fixed Returns | NerdWalletCD Accounts Explained: Use For Strong Fixed Returns | NerdWalletNerdWalletPlay from here Loop
  20. 20CD Ladder Explained: 3 Strategies To Increase Your Savings | NerdWalletCD Ladder Explained: 3 Strategies To Increase Your Savings | NerdWalletNerdWalletPlay from here Loop
  21. 21No Penalty CD vs High-Yield Savings Account: The BEST Return On Your Cash | NerdWalletNo Penalty CD vs High-Yield Savings Account: The BEST Return On Your Cash | NerdWalletNerdWalletPlay from here Loop
  22. 22Investing in Money Market Funds | VanguardInvesting in Money Market Funds | VanguardVanguardPlay from here Loop
  23. 23Where To Park Your Cash | NerdWalletWhere To Park Your Cash | NerdWalletNerdWalletPlay from here Loop
  24. 24Short-Term Investment Options For Your Cash | Money Unscripted | Fidelity InvestmentsShort-Term Investment Options For Your Cash | Money Unscripted | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop
  25. 25Choosing an Asset Allocation (How Much in Stocks vs. Bonds?)Choosing an Asset Allocation (How Much in Stocks vs. Bonds?)Ben FelixPlay from here Loop
  26. 26Why Retirees Need a Balanced PortfolioWhy Retirees Need a Balanced PortfolioMorningstar, Inc.Play from here Loop
  27. 27Should You Invest in Stocks, Bonds, or a 5% CD?Should You Invest in Stocks, Bonds, or a 5% CD?Morningstar, Inc.Play from here Loop
  28. 28Bond Index Funds in Rising-Rate Environments | Common Sense Investing with Ben FelixBond Index Funds in Rising-Rate Environments | Common Sense Investing with Ben FelixBen FelixPlay from here Loop
  29. 29Cash is a terrible long-term investment, even at 5% interestCash is a terrible long-term investment, even at 5% interestBen FelixPlay from here Loop
  30. 30Why You Should Think Twice about High Yield Bonds | Common Sense InvestingWhy You Should Think Twice about High Yield Bonds | Common Sense InvestingBen FelixPlay from here Loop
  31. 31Why I Prefer to Avoid Preferred Shares | Common Sense InvestingWhy I Prefer to Avoid Preferred Shares | Common Sense InvestingBen FelixPlay from here Loop
  32. 32"Crash-Proof" Investments: How Safe Havens Performed in Our Recent Bear Market"Crash-Proof" Investments: How Safe Havens Performed in Our Recent Bear MarketThe Plain BagelPlay from here Loop
  33. 334 Mistakes to Avoid With Your Bond Portfolio Right Now4 Mistakes to Avoid With Your Bond Portfolio Right NowMorningstar, Inc.Play from here Loop

What are bonds and lower-risk investments?

A bond is a loan to a government or company that pays interest and returns your money at the end, if the borrower can pay. Government bills, savings certificates (CDs) and money market funds are other lower-risk places for cash. Lower risk usually means lower expected returns, and inflation can still erode them.

How do I use RepeatWatch to learn this?

Press Play all on repeat and go from what a bond is to how bond prices move. A–B loop the explanation of why bond prices fall when interest rates rise, and slow it to 0.75× to sketch the example. Save the parts on bills, CDs and ladders on keys 1–9.

Frequently asked questions

Are bonds risk-free?

No. Bond prices fall when interest rates rise, borrowers can default, and high-yield bonds behave more like stocks. Inflation can reduce what your interest is really worth. Short-term government debt and insured deposits are among the lowest-risk options, depending on your country.

Do Treasury bills and CDs exist where I live?

Several videos here describe US products. Most countries have their own government bills and bonds, fixed deposits or savings certificates, and money market funds, each with different rules, protection and taxes. Check your central bank, treasury or financial regulator for what is available.

Is this financial advice?

No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation. For personal decisions, consider talking to a qualified, regulated financial adviser.