Retirement planning, step by step
Quick answer
Retirement can feel far away, but small early steps matter. Investor.gov and Two Cents explain the basics, Charles Schwab and NerdWallet cover workplace plans and IRAs, MoneyHelper covers UK pensions, and Morningstar and Ben Felix explain spending in retirement. Press Play all on repeat to work through it, and save each step on keys 1–9.
Videos in this playlist
- 1
How Can I Plan for Retirement?U.S. Securities and Exchange CommissionPlay from here Loop - 2
Investing Basics: Planning for RetirementCharles SchwabPlay from here Loop - 3
Is Retirement Even POSSIBLE?Two CentsPlay from here Loop - 4
Retirement Plans Explained: 401(k), Roth IRA, and More.NerdWalletPlay from here Loop - 5
What Is a 401(k)?Charles SchwabPlay from here Loop - 6
Are 401(k)s a Financial Silver Bullet?Two CentsPlay from here Loop - 7
What The Heck Is an IRA?Two CentsPlay from here Loop - 8
What’s an IRA?U.S. Securities and Exchange CommissionPlay from here Loop - 9
Traditional and Roth IRAsCharles SchwabPlay from here Loop - 10
What’s the difference between a 401(k) and Roth IRA?Morningstar, Inc.Play from here Loop - 11
Roth IRA vs 401(K): The Best Investment For You | NerdWalletNerdWalletPlay from here Loop - 12
FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k/IRA, 403b) 2024Humphrey YangPlay from here Loop - 13
Taxes | Registered Accounts & Tax EfficiencyThe Plain BagelPlay from here Loop - 14
How the RRSP WorksBen FelixPlay from here Loop - 15
How the Tax Free Savings Account Really WorksBen FelixPlay from here Loop - 16
Discover the power of an hour with Pension Wise, from MoneyHelperMoneyHelperPlay from here Loop - 17
Planning Priorities: How to Save for RetirementCharles SchwabPlay from here Loop - 18
401(k) Match + HSA Basics | Young Money Moves | VanguardVanguardPlay from here Loop - 19
How Much Should You Save For Retirement | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop - 20
How Much Do I Need To Retire? | Money Unscripted | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop - 21
How Much Do You Need to Retire?The Plain BagelPlay from here Loop - 22
What’s a Target Date Fund?U.S. Securities and Exchange CommissionPlay from here Loop - 23
How to Pick Funds to Save for Your RetirementMorningstar, Inc.Play from here Loop - 24
How Gig Economy Workers Can Save for RetirementMorningstar, Inc.Play from here Loop - 25
How to Retire: Know What ‘Enough’ Means in RetirementMorningstar, Inc.Play from here Loop - 26
How to Retire: Transition from Saving to SpendingMorningstar, Inc.Play from here Loop - 27
What Most People Get Wrong About the 4% RuleBen FelixPlay from here Loop - 28
The 2.7% Rule for Retirement SpendingBen FelixPlay from here Loop - 29
"Sequence of Returns Risk"Ben FelixPlay from here Loop - 30
The Pros And Cons Of 401(k) Loans | Money Unscripted | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop - 31
The Harsh Truth About Annuities!The Money Guy ShowPlay from here Loop - 32
How to Protect Your Retirement Savings – Investor.govU.S. Securities and Exchange CommissionPlay from here Loop
What does retirement planning involve?
You estimate what you might spend later, save regularly into accounts built for retirement, invest that money for the long term with a mix that fits your age and comfort with risk, and later decide how to draw it down. Employer contributions and tax breaks, where available, can help a lot.
How do I use RepeatWatch to plan with these videos?
Press Play all on repeat and take the list like a short course. Slow the account explainers to 0.75× while you note which apply to you, A–B loop the part on how much to save, and save the steps of your own plan on keys 1–9.
Frequently asked questions
The videos talk about 401(k)s and IRAs. What about my country?
Many videos here are from the US, where 401(k)s and IRAs are common. Other countries have pensions, ISAs, RRSPs, TFSAs, provident funds and social security schemes with different rules. The principles carry over; the accounts, limits and taxes do not, so check your own government and pension provider.
Is it too late or too early to start?
Neither. Starting early gives compounding more time, but starting later still helps, especially with any employer match. Even small regular amounts count. If money is tight, educators usually suggest an emergency fund and paying off expensive debt first.
Is this financial advice?
No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation, and investment returns are not guaranteed. For personal decisions, consider a qualified, regulated adviser or a free government pension guidance service.