Retirement planning, step by step

Quick answer

Retirement can feel far away, but small early steps matter. Investor.gov and Two Cents explain the basics, Charles Schwab and NerdWallet cover workplace plans and IRAs, MoneyHelper covers UK pensions, and Morningstar and Ben Felix explain spending in retirement. Press Play all on repeat to work through it, and save each step on keys 1–9.

Play all on repeat

Videos in this playlist

  1. 1How Can I Plan for Retirement?How Can I Plan for Retirement?U.S. Securities and Exchange CommissionPlay from here Loop
  2. 2Investing Basics: Planning for RetirementInvesting Basics: Planning for RetirementCharles SchwabPlay from here Loop
  3. 3Is Retirement Even POSSIBLE?Is Retirement Even POSSIBLE?Two CentsPlay from here Loop
  4. 4Retirement Plans Explained: 401(k), Roth IRA, and More.Retirement Plans Explained: 401(k), Roth IRA, and More.NerdWalletPlay from here Loop
  5. 5What Is a 401(k)?What Is a 401(k)?Charles SchwabPlay from here Loop
  6. 6Are 401(k)s a Financial Silver Bullet?Are 401(k)s a Financial Silver Bullet?Two CentsPlay from here Loop
  7. 7What The Heck Is an IRA?What The Heck Is an IRA?Two CentsPlay from here Loop
  8. 8What’s an IRA?What’s an IRA?U.S. Securities and Exchange CommissionPlay from here Loop
  9. 9Traditional and Roth IRAsTraditional and Roth IRAsCharles SchwabPlay from here Loop
  10. 10What’s the difference between a 401(k) and Roth IRA?What’s the difference between a 401(k) and Roth IRA?Morningstar, Inc.Play from here Loop
  11. 11Roth IRA vs 401(K): The Best Investment For You | NerdWalletRoth IRA vs 401(K): The Best Investment For You | NerdWalletNerdWalletPlay from here Loop
  12. 12FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k/IRA, 403b) 2024FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k/IRA, 403b) 2024Humphrey YangPlay from here Loop
  13. 13Taxes | Registered Accounts & Tax EfficiencyTaxes | Registered Accounts & Tax EfficiencyThe Plain BagelPlay from here Loop
  14. 14How the RRSP WorksHow the RRSP WorksBen FelixPlay from here Loop
  15. 15How the Tax Free Savings Account Really WorksHow the Tax Free Savings Account Really WorksBen FelixPlay from here Loop
  16. 16Discover the power of an hour with Pension Wise, from MoneyHelperDiscover the power of an hour with Pension Wise, from MoneyHelperMoneyHelperPlay from here Loop
  17. 17Planning Priorities: How to Save for RetirementPlanning Priorities: How to Save for RetirementCharles SchwabPlay from here Loop
  18. 18401(k) Match + HSA Basics | Young Money Moves | Vanguard401(k) Match + HSA Basics | Young Money Moves | VanguardVanguardPlay from here Loop
  19. 19How Much Should You Save For Retirement | Fidelity InvestmentsHow Much Should You Save For Retirement | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop
  20. 20How Much Do I Need To Retire? | Money Unscripted | Fidelity InvestmentsHow Much Do I Need To Retire? | Money Unscripted | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop
  21. 21How Much Do You Need to Retire?How Much Do You Need to Retire?The Plain BagelPlay from here Loop
  22. 22What’s a Target Date Fund?What’s a Target Date Fund?U.S. Securities and Exchange CommissionPlay from here Loop
  23. 23How to Pick Funds to Save for Your RetirementHow to Pick Funds to Save for Your RetirementMorningstar, Inc.Play from here Loop
  24. 24How Gig Economy Workers Can Save for RetirementHow Gig Economy Workers Can Save for RetirementMorningstar, Inc.Play from here Loop
  25. 25How to Retire: Know What ‘Enough’ Means in RetirementHow to Retire: Know What ‘Enough’ Means in RetirementMorningstar, Inc.Play from here Loop
  26. 26How to Retire: Transition from Saving to SpendingHow to Retire: Transition from Saving to SpendingMorningstar, Inc.Play from here Loop
  27. 27What Most People Get Wrong About the 4% RuleWhat Most People Get Wrong About the 4% RuleBen FelixPlay from here Loop
  28. 28The 2.7% Rule for Retirement SpendingThe 2.7% Rule for Retirement SpendingBen FelixPlay from here Loop
  29. 29"Sequence of Returns Risk""Sequence of Returns Risk"Ben FelixPlay from here Loop
  30. 30The Pros And Cons Of 401(k) Loans | Money Unscripted | Fidelity InvestmentsThe Pros And Cons Of 401(k) Loans | Money Unscripted | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop
  31. 31The Harsh Truth About Annuities!The Harsh Truth About Annuities!The Money Guy ShowPlay from here Loop
  32. 32How to Protect Your Retirement Savings – Investor.govHow to Protect Your Retirement Savings – Investor.govU.S. Securities and Exchange CommissionPlay from here Loop

What does retirement planning involve?

You estimate what you might spend later, save regularly into accounts built for retirement, invest that money for the long term with a mix that fits your age and comfort with risk, and later decide how to draw it down. Employer contributions and tax breaks, where available, can help a lot.

How do I use RepeatWatch to plan with these videos?

Press Play all on repeat and take the list like a short course. Slow the account explainers to 0.75× while you note which apply to you, A–B loop the part on how much to save, and save the steps of your own plan on keys 1–9.

Frequently asked questions

The videos talk about 401(k)s and IRAs. What about my country?

Many videos here are from the US, where 401(k)s and IRAs are common. Other countries have pensions, ISAs, RRSPs, TFSAs, provident funds and social security schemes with different rules. The principles carry over; the accounts, limits and taxes do not, so check your own government and pension provider.

Is it too late or too early to start?

Neither. Starting early gives compounding more time, but starting later still helps, especially with any employer match. Even small regular amounts count. If money is tight, educators usually suggest an emergency fund and paying off expensive debt first.

Is this financial advice?

No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation, and investment returns are not guaranteed. For personal decisions, consider a qualified, regulated adviser or a free government pension guidance service.