Credit scores explained, and how to build one

Videos in this playlist

1. 1What Goes Into Your Credit Score?Two CentsPlay from here Loop
2. 2How a FICO Credit Score Is Determined (2020 update) | Continuing FeducationFederal Reserve Bank of St. LouisPlay from here Loop
3. 310 Things Impacting Your Credit Score | Finance 101NerdWalletPlay from here Loop
4. 4How do I get a copy of my credit report? — consumerfinance.govcfpbvideoPlay from here Loop
5. 5How do I dispute an error on my credit report? — consumerfinance.govcfpbvideoPlay from here Loop
6. 6How can I improve my credit scores? — consumerfinance.govcfpbvideoPlay from here Loop
7. 73 Ways to Build Your Credit Score— consumerfinance.govcfpbvideoPlay from here Loop
8. 8The TRUTH Behind Credit Score Myths | NerdWalletNerdWalletPlay from here Loop
9. 9Revealing The Best Tips For Growing Your Credit Score | NerdWalletNerdWalletPlay from here Loop
10. 10How to get a perfect credit scoreNerdWalletPlay from here Loop
11. 11How To Get A Perfect Credit Score for FREE (Complete Guide)Humphrey YangPlay from here Loop
12. 12How To Get A Really Good Credit ScoreThe Financial DietPlay from here Loop
13. 13Automate Paying Your Bills For Improved Credit | NerdWalletNerdWalletPlay from here Loop
14. 14How To Climb The Credit Card Ladder [2024 Guide] | NerdWalletNerdWalletPlay from here Loop
15. 15When To Close A Credit Card (And How To Do It) | NerdWalletNerdWalletPlay from here Loop
16. 16How Many Credit Cards Is Too Many? | NerdWalletNerdWalletPlay from here Loop
17. 17Credit Card Mistakes To AVOID When Opening A Credit Card | NerdWalletNerdWalletPlay from here Loop
18. 18Are You Making These 5 Credit Card Mistakes?NerdWalletPlay from here Loop
19. 194 Credit Card Mistakes You Might Not Know You're MakingNerdWalletPlay from here Loop
20. 20How we got hooked on credit cards - Nidhi UpadhyayaTED-EdPlay from here Loop
21. 21Credit Card Annual Fees ExplainedNerdWalletPlay from here Loop
22. 22How to calculate credit card interestNerdWalletPlay from here Loop

What is a credit score?

A credit score is a number lenders use to estimate how likely you are to repay borrowed money. It is calculated from your credit report: whether you pay on time, how much of your available credit you use, how long you have had credit, and recent applications. Scoring systems and credit bureaus differ by country.

How do I use RepeatWatch to learn how scores work?

A–B loop the St. Louis Fed section that breaks down what a FICO score is made of, and slow it to 0.75× to note each factor. Save the CFPB steps for getting and disputing a report on keys 1–9, then follow them with your own report open.