Money for couples: talk, plan and share

Quick answer

Money is easier to manage when you plan it together. Two Cents suggests five questions to ask your partner, NerdWallet compares joint and separate accounts, and Morningstar covers retirement plans for couples. Press Play all on repeat and watch together, then A–B loop the part you want to discuss before you decide anything.

Play all on repeat

Videos in this playlist

  1. 15 Money Questions to Ask Your Partner!5 Money Questions to Ask Your Partner!Two CentsPlay from here Loop
  2. 2Should You Combine Finances?Should You Combine Finances?Two CentsPlay from here Loop
  3. 3Should Couples Share Bank Accounts? - Joint Accounts ExplainedShould Couples Share Bank Accounts? - Joint Accounts ExplainedNerdWalletPlay from here Loop
  4. 4An Engaged Couple On Why They Split Everything 50/50An Engaged Couple On Why They Split Everything 50/50The Financial DietPlay from here Loop
  5. 5Martin Lewis: Married couples can boost what they earn in savings and investmentsMartin Lewis: Married couples can boost what they earn in savings and investmentsMartin LewisPlay from here Loop
  6. 6FinCap Friday: Romance and Finance  |  Hosted by @missbehelpfulFinCap Friday: Romance and Finance | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  7. 7FinCap Friday: Cupid’s Credit CheckFinCap Friday: Cupid’s Credit CheckNext Gen Personal FinancePlay from here Loop
  8. 8FinCap Friday: The Business of Love | Hosted by @missbehelpfulFinCap Friday: The Business of Love | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  9. 9How to save money on your wedding!How to save money on your wedding!Two CentsPlay from here Loop
  10. 105 Strategies For Saving on Your Wedding | NerdWallet5 Strategies For Saving on Your Wedding | NerdWalletNerdWalletPlay from here Loop
  11. 11'To prenup or not to prenup?' with The Fiscal Feminist Kim Davis'To prenup or not to prenup?' with The Fiscal Feminist Kim DavisMoney with KatiePlay from here Loop
  12. 12A Divorce Lawyer On Prenups, Ugly Money Arguments, & What People Don't Know About DivorceA Divorce Lawyer On Prenups, Ugly Money Arguments, & What People Don't Know About DivorceThe Financial DietPlay from here Loop
  13. 13What's the real cost of having a baby?What's the real cost of having a baby?Two CentsPlay from here Loop
  14. 14From DINKs to Single Income and 2 KidsFrom DINKs to Single Income and 2 KidsThe Money Guy ShowPlay from here Loop
  15. 15One Income, Two Retirements: How Couples Can Protect Their FutureOne Income, Two Retirements: How Couples Can Protect Their FutureMorningstar, Inc.Play from here Loop
  16. 16How Couples With an Age Gap Should Plan for RetirementHow Couples With an Age Gap Should Plan for RetirementMorningstar, Inc.Play from here Loop
  17. 17Retirement Planning for Couples Without ChildrenRetirement Planning for Couples Without ChildrenMorningstar, Inc.Play from here Loop
  18. 18Retirement Planning for Couples Who Become Parents Later in LifeRetirement Planning for Couples Who Become Parents Later in LifeMorningstar, Inc.Play from here Loop
  19. 19Life Insurance: Protecting Your Loved Ones | Money Unscripted | Fidelity InvestmentsLife Insurance: Protecting Your Loved Ones | Money Unscripted | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop
  20. 20How To Prepare For The Loss Of A Loved One | Women Talk Money | Fidelity InvestmentsHow To Prepare For The Loss Of A Loved One | Women Talk Money | Fidelity InvestmentsFidelity InvestmentsPlay from here Loop
  21. 21How To Financially Prepare For A Divorce | NerdWalletHow To Financially Prepare For A Divorce | NerdWalletNerdWalletPlay from here Loop
  22. 22Relationship breakdown, debt and mental health - Caroline’s storyRelationship breakdown, debt and mental health - Caroline’s storyMoneyHelperPlay from here Loop

How should a couple start talking about money?

Pick a calm moment, not the middle of an argument. Share what each of you earns, owes and saves, what you are each worried about and what you want in five years. Agree how shared bills will be paid, then set a regular, short money check-in so nothing builds up.

How can RepeatWatch help us plan together?

Watch one video together and A–B loop the part that raises a question for you both, such as how joint accounts work. Slow it to 0.75× while you take notes, and save the steps of your plan on keys 1–9 so you can come back to them at your next money check-in.

Frequently asked questions

Should couples combine their finances?

There is no single right answer. Some couples pool everything, some keep everything separate, and many use a joint account for shared bills plus their own accounts. What matters is that both of you know the plan and agree it is fair, especially when incomes are very different.

Do these videos cover laws in my country?

Only partly. Marriage, prenuptial agreements, divorce, pensions and inheritance are governed by local law, and the rules differ a lot by country and sometimes by state. Martin Lewis and MoneyHelper cover the UK, most others the US, so check your local rules before you sign anything.

Is this financial advice?

No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation. Rules, accounts and products differ by country, so for personal decisions consider a qualified, regulated adviser or a free, government-backed money service.