Money for teens and students: the basics

Quick answer

The money lessons school often skips. The St. Louis Fed explains pay stubs, the W-4 form and credit scores, Next Gen Personal Finance covers teen jobs, taxes and investing, and Crash Course walks through paying for college. Press Play all on repeat to take it like a course, and slow any form walkthrough to 0.75× to follow along.

Play all on repeat

Videos in this playlist

  1. 1Budgeting 101: A Roadmap to Financial SuccessBudgeting 101: A Roadmap to Financial SuccessFederal Reserve Bank of St. LouisPlay from here Loop
  2. 2Understanding Your Pay Stub: Simple Guide to EarningsUnderstanding Your Pay Stub: Simple Guide to EarningsFederal Reserve Bank of St. LouisPlay from here Loop
  3. 3Filling Out the W-4 FormFilling Out the W-4 FormFederal Reserve Bank of St. LouisPlay from here Loop
  4. 4Banks vs. Alternatives | Personal Finance 101Banks vs. Alternatives | Personal Finance 101Federal Reserve Bank of St. LouisPlay from here Loop
  5. 5HOW TO SELECT A BANK ACCOUNT (NGPF HOME SCHOOL ACTIVITY)HOW TO SELECT A BANK ACCOUNT (NGPF HOME SCHOOL ACTIVITY)Next Gen Personal FinancePlay from here Loop
  6. 6Ways to Save - No-Frills Money SkillsWays to Save - No-Frills Money SkillsFederal Reserve Bank of St. LouisPlay from here Loop
  7. 7Growing Money - No-Frills Money SkillsGrowing Money - No-Frills Money SkillsFederal Reserve Bank of St. LouisPlay from here Loop
  8. 8How a FICO Credit Score Is Determined (2020 update) | Continuing FeducationHow a FICO Credit Score Is Determined (2020 update) | Continuing FeducationFederal Reserve Bank of St. LouisPlay from here Loop
  9. 9FinCap Friday: Tax Tips for Teenagers | Hosted by @missbehelpfulFinCap Friday: Tax Tips for Teenagers | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  10. 10FinCap Friday: Teen Work Makes the Dream Work | Hosted by @missbehelpfulFinCap Friday: Teen Work Makes the Dream Work | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  11. 11FinCap Friday: Teenagers Stash Summer Cash | Hosted by @missbehelpfulFinCap Friday: Teenagers Stash Summer Cash | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  12. 12FinCap Friday: Teens Who Invest | Hosted by @missbehelpfulFinCap Friday: Teens Who Invest | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  13. 13FinCap Friday: Gen Z Credit Frenzy | Hosted by @missbehelpfulFinCap Friday: Gen Z Credit Frenzy | Hosted by @missbehelpfulNext Gen Personal FinancePlay from here Loop
  14. 14Soft Skills - No-Frills Money SkillsSoft Skills - No-Frills Money SkillsFederal Reserve Bank of St. LouisPlay from here Loop
  15. 15How to Pay for College | Crash Course | How to CollegeHow to Pay for College | Crash Course | How to CollegeCrashCoursePlay from here Loop
  16. 16Financial Aid for College Students | What You Need to KnowFinancial Aid for College Students | What You Need to KnowFederal Reserve Bank of St. LouisPlay from here Loop
  17. 17What College Majors Are Worth the Money?What College Majors Are Worth the Money?Two CentsPlay from here Loop
  18. 18Everything You Need To Know About Student LoansEverything You Need To Know About Student LoansThe Financial DietPlay from here Loop
  19. 19Martin Lewis: Student Loans DecodedMartin Lewis: Student Loans DecodedMartin LewisPlay from here Loop
  20. 20How to Work in College | Crash Course | How to CollegeHow to Work in College | Crash Course | How to CollegeCrashCoursePlay from here Loop
  21. 21Finances After College | How to College | Crash CourseFinances After College | How to College | Crash CourseCrashCoursePlay from here Loop
  22. 22I'm Young & Healthy, Can I Skip Health Insurance?I'm Young & Healthy, Can I Skip Health Insurance?Two CentsPlay from here Loop
  23. 233 Money Milestones To Hit In Your 20s!3 Money Milestones To Hit In Your 20s!The Money Guy ShowPlay from here Loop
  24. 24The 20-Point Checklist For Getting Good With Money In Your 20s  | The Financial DietThe 20-Point Checklist For Getting Good With Money In Your 20s | The Financial DietThe Financial DietPlay from here Loop
  25. 25The 10 Best Money Tips For Your 20s & BeyondThe 10 Best Money Tips For Your 20s & BeyondMoney with KatiePlay from here Loop
  26. 26The Biggest Wealth Killers in Your 20s and 30s (Avoid At All Costs)The Biggest Wealth Killers in Your 20s and 30s (Avoid At All Costs)Humphrey YangPlay from here Loop
  27. 27You Should Talk To Your Parents About Money!You Should Talk To Your Parents About Money!Two CentsPlay from here Loop
  28. 28Is Gen Z Making Critical Money Mistakes?Is Gen Z Making Critical Money Mistakes?Next Gen Personal FinancePlay from here Loop
  29. 29Learn from Your Parents' MistakesLearn from Your Parents' MistakesNext Gen Personal FinancePlay from here Loop
  30. 30Kansas City Chiefs Travis Kelce Talks to Teens About Saving MoneyKansas City Chiefs Travis Kelce Talks to Teens About Saving MoneyPractical Money SkillsPlay from here Loop
  31. 31Redskins' Kirk Cousins Offers Advice to High Schoolers About SavingRedskins' Kirk Cousins Offers Advice to High Schoolers About SavingPractical Money SkillsPlay from here Loop

What money skills matter most as a teen or student?

Reading your first payslip, opening a bank account without hidden fees, making a simple budget, saving a little from every paycheck, building credit carefully and understanding what borrowing for college will cost later. None of it needs much money, and habits started early tend to stick.

How do I use RepeatWatch to learn this?

Play the videos in order like a short course. Slow a form walkthrough, such as the W-4 or financial aid video, to 0.75× and fill in your own copy as you go. A–B loop the part that explains how a credit score is calculated, and save each step of a plan on keys 1–9.

Frequently asked questions

Do these videos apply outside the US?

The ideas do: budgeting, saving, avoiding expensive debt and thinking hard about loans. The details do not always travel. Tax forms, credit scores and student loans differ by country, so the Martin Lewis video covers UK student loans, and readers elsewhere should check their own government's student finance guidance.

Should I get a credit card as a student?

It depends on your habits and your country. A card paid off in full every month can help build a credit history, but carrying a balance gets expensive quickly. Watch the credit score videos first, and only borrow what you could pay back from money you already have.

Is this financial advice?

No. These videos are educational and come from the channels that published them. They are not financial, tax or legal advice for your situation. Rules, accounts and products differ by country, so for personal decisions consider a qualified, regulated adviser or a free, government-backed money service.